To
help you understand the mortgage procedure we have collected
all our experience and published it here.
Please read this
carefully and contact us with any questions.
Step
One: Initial Contact
Initial contact is first and
very important step. On this meeting our representatives will
take a few basic details from you and allocate a dedicated
mortgage adviser to you. You'll get all important data on
mortgage, we'll view your current situation and will be able
to give you professional advice. Here, on this meeting, you'll
be advised a personal consultant, who'll be responsible for
your mortgage and who'll be able to answer all your questions
and assist you there.
Be sure that you'll leave your first
meeting feeling more informed regarding the choices available
to you.
Step Two: After the meeting
Your
broker will research the entire mortgage market (over 18,000
products) for you and using the information from the initial
meeting will recommend a handful of products (usually two to
five) that are most suitable for your individual
circumstances. We'll then arrange a mortgage agreement in
principle (AIP).
We'll continue to research the market
and keep you updated on a weekly basis with any changes and
information on lenders and interest rates. A case manager will
oversee all the paperwork and will act as source of contact,
should your adviser be unavailable, answering any questions
that you may have and assisting your adviser in obtaining your
mortgage offer in the shortest time possible.
Step
Three: Mortgage decision
Once you have decided on a
mortgage we will process your application, advise you if any
additional information is required and then check the formal
offer once it is returned from the lender.
Now you'll
be ready for mortgage and you'll have all important
information about
lending.
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